Denville Driving without Insurance Lawyer

Traffic Ticket Defense Attorneys in Morris County, New Jersey

Denville NJ Driving without Insurance Lawyer

N.J.S.A. 39:6B-2 Failure to Carry Motor Vehicle Insurance Coverage

Thousands of cars on the road today have passed into “lapsed insurance coverage.” According to recent statistics, 16.1% of motorists on the road today are uninsured and 14% of all car accidents in the United States are caused by uninsured motorists. As a result, NJ prosecutors often come down hard on defendants who have been charged with driving without insurance. In fact, a conviction for driving without insurance can cause you to lose your license for as long as two (2) years, in addition to other penalties detailed below.

At the Tormey Law Firm, our attorneys have detailed knowledge of traffic law in New Jersey. We have handled thousands of criminal and traffic cases throughout Morris County and New Jersey, including in Dover, Denville, Morristown, Parsippany, East Hanover, and Boonton. We will work with you to establish the best defense for your case and we will aggressively defend you against traffic violations. Contact us today for a free consultation. You can call us anytime toll-free at 866-949-6948, or you can use the online contact form to schedule a free appointment at our offices in Morristown.

Driving without Insurance in New Jersey: N.J.S.A. 39:6B-2 

§ 39:6B-2 Failure to Carry Motor Vehicle Insurance Coverage

Any owner or registrant of a motor vehicle registered or principally garaged in this State who operates or causes to be operated a motor vehicle upon any public road or highway in this State without motor vehicle liability insurance coverage required by this act, and any operator who operates or causes a motor vehicle to be operated and who knows or should know from the attendant circumstances that the motor vehicle is without motor vehicle liability insurance coverage required by this act shall be subject, for the first offense, to a fine of not less than $300 nor more than $1,000 and a period of community service to be determined by the court, and shall forthwith forfeit his right to operate a motor vehicle over the highways of this State for a period of one year from the date of conviction.

Upon subsequent conviction, he shall be subject to a fine of up to $5,000 and shall be subject to imprisonment for a term of 14 days and shall be ordered by the court to perform community service for a period of 30 days, which shall be of such form and on such terms as the court shall deem appropriate under the circumstances, and shall forfeit his right to operate a motor vehicle for a period of two years from the date of his conviction, and, after the expiration of said period, he may make application to the Director of the Division of Motor Vehicles for a license to operate a motor vehicle, which application may be granted at the discretion of the director. The director’s discretion shall be based upon an assessment of the likelihood that the individual will operate or cause a motor vehicle to be operated in the future without the insurance coverage required by this act. A complaint for violation of this act may be made to a municipal court at any time within six months after the date of the alleged offense.

Failure to produce at the time of trial an insurance identification card or an insurance policy which was in force for the time of operation for which the offense is charged creates a rebuttable presumption that the person was uninsured when charged with a violation of this section.

Penalties for Driving Uninsured in NJ

First Offense:

If you allow your motor vehicle insurance coverage to lapse, the financial penalty for the first offense is, at a minimum, $300. You could be fined as much as $1,000 and sentenced to a period of community service to be determined by the court. There is also a mandatory license suspension of one (1) year from the date of conviction.

Second Offense:

For a second offense, the financial penalty could be as high as $5,000. There is also a chance that you could be sentenced to a term of 14 days in jail and then ordered by the court to perform community service for a period of 30 days. Additionally, a conviction will result in a mandatory license suspension of two (2) years.

Presumption of Driving without Insurance in New Jersey

If you have been charged with driving without insurance in New Jersey, there is a “rebuttable presumption” that you are guilty. This means that the State gets the benefit of an assumption made by the court that you were in fact driving without insurance. However, an experienced traffic defense lawyer can help you contest the presumption. For instance, you may be able to produce a proof of insurance that establishes that the vehicle was insured on the date of the violation. Another defense is that your insurance policy was cancelled without your knowledge. A knowledgeable traffic lawyer can help you raise these defenses in court.

Contact Mount Olive Driving without Insurance Defense Lawyers Today

Losing your license for any period of time can make your life incredibly difficult. It could make it impossible for you to get to work each day. Beyond that, if you are cited for driving without insurance, you will receive nine (9) points on your license, which will result in MVC surcharges and higher insurance rates. Clearly, the penalties for a conviction are severe.

If you have been charged with driving without insurance in Morris County or elsewhere in New Jersey, you should contact an experienced traffic attorney immediately. For a free consultation about your case, call one of the skilled Morristown traffic defense lawyers at the Tormey Law Firm at 866-949-6948, or use our online contact form.

Client Reviews

  • Excellent Representation

  • Quite Pleased

  • Professional and Responsive

  • Wonderful and Trusted Lawyer in American

  • Restraining Order Dismissed

  • Life saver!

  • Assault charge

  • James

  • Managing Director

  • Travis J. Tormey is a NO NONSENSE type of guy that gets things Done Right with No Delays. Excellent Find.

  • Excellent Attorney, Highly Recommend!

  • No promises, just a Pro!

  • Excellent Lawyer... Helped me in every step off my Case..

  • Great work

  • Best lawyer!!

  • FRO removal success!!

  • Easy to work with, straightforward

  • Kept my license

  • Father of client

  • Excellent Attorney , Charges Dismissed as promised

  • Helped every step of the way

  • Avoid mandatory jail time on shoplifting charges


  • Help

  • Did the job he was hired to do

  • Great lawyer

  • Simple assault charge was dropped

  • Top Notch Representation

  • Well worth it.

  • DUI Case Dismissed

  • 2 felony charges dismissed

  • Cameron bury

  • great attorney

  • Hands Down Professional and delivers results!!!

  • DUI case dismissed

  • 125 stars out of 10!!

  • Excellent at getting best outcome

  • Excellent Attorney

  • TRO Dismissal

  • Efficient Excellent attorney.

  • Excellent attorney

  • Travis successfully defended me in an unprecedented Final Restraining Order Trial with ease

  • Kick Ass Attorney!

  • Efficient and professional attorney

  • Great Lawyer And Great Results

  • Top Notch DUI Attorney

  • Client Domestic Violence

  • Restraining Order

  • A real pro in a time of need - DWI Dismissed.

  • The most experienced, patient and affordable attorney

  • Travis Tormey successfully had a False TRO against me dismissed.

  • Underaged Drinking

  • Underaged Drinking

  • DUI Dismissed

  • Saved me from a DUI. HIGHLY recommended

  • Restraining Order

  • Case dismissed with Data Driven Facts

  • Respectful. Attentive. Professional.

  • Trespassing and Under the Influence Disorderly Persons charges

  • If you are reading this- You have reached the right place! Undoubtedly, the BEST Law Firm in New Jersey!

  • Amazing attorney with a heart of gold

  • Exceeded my expectations, Highly Professional Attorney

  • Responsive and knowledgeable.

  • The Tormey law firm was very kind and professional

  • Expungement

  • Travis Tormey is a True Professional Who Kept Me Out of Jail

  • Saved me a whole ton of problems

  • Travis Tormey Review

  • A nightmare case, with a happy ending.

  • Elite NJ Marijuana Attorney! 5 Stars!!

  • An Excellent lawyer!

  • Great lawyer for DUI

  • I highly endorse Travis Tormey.

  • Travis Tormey Law Firm

  • Travis is a Lifesaver

  • Travis J. Tormey - Evaluation

  • Great Lawyer. Got me off exactly what I wanted

  • Consummate Professional!

  • Great Criminal Defense Lawyer

  • Good Service

  • Exceptional Lawyer

  • Exceptional Lawyer

  • Hired to defend me for aggravated assault

  • Hired to defend me in a restraning order

  • Excellent attorney, highly recommend his talents

  • DWI Counsel

  • I highly recommend Mr. Tormey

  • Great attorney

  • Travis Tormey, Esq. - Great Results!

  • Travis Tormey - Excellent Attorney-Kind and Trustworthy

  • Excellent Attorney-Trustworthy and Kind

  • An Outstanding lawyer!!! That will represent you in the correct way!

  • Excellent Attorney! You will not be dissapointed....

  • Travis Tormey Gets Results!

  • tormey

  • Success!!

  • Travis Tormey Review

  • Only Lawyer I Recommend

  • Very Grateful

  • Attorney review of Travis Tormey

  • Excellent

Video Library

Experience You Can Trust

With unmatched knowledge and experience in the practice of law, the seasoned attorneys at The Tormey Law Firm are committed to serving their clients and tenaciously confronting the allegations against them.

We will examine every facet of your case in order to defend your constitutional rights and reputation.

With a dedicated legal advocate to assist you, our attorneys will ensure that you are never forced to navigate the complex legal process on your own.

The Tormey Law Firm

Morristown Location

55 Madison Avenue, Suite 400, Morristown, NJ 07960

(908) 336-5008 Directions

Areas we serve

All of Morris County including Boonton, Boonton Township, Butler, Chatham Borough, Chatham Township, Chester Borough, Chester Township, Denville Township, Dover, East Hanover Township, Florham Park, Hanover Township, Harding Township, Jefferson Township, Kinnelon, Lincoln Park, Long Hill Township, Madison, Mendham Borough, Mendham Township, Mine Hill Township, Mount Arlington, Montville, Morris Plains, Morris Township, Morristown, Mount Olive Township, Mountain Lakes, Netcong, Parsippany-Troy Hills Township, Pequannock Township, Randolph, Riverdale, Rockaway Borough, Rockaway Township, Roxbury Township, Victory Gardens, Washington Township, and Wharton.