Rockaway Credit Card Fraud Lawyers

Credit Card Fraud Attorneys Near Me with offices in Morristown, New Jersey

Credit Card Fraud Arrest NJ Help Morristown

Credit Card Fraud Charges Morris County NJ

Credit card fraud is a serious felony charge in New Jersey punishable by time in state prison, probation, fines, and a permanent felony conviction on your record. In addition, typically the defendant is required to pay restitution in the amount of the fraud that was committed.

The Morris County NJ criminal defense lawyers at the Tormey Law Firm LLC represent clients charged with theft and fraud offenses including shoplifting, forgery, check fraud, and credit card fraud throughout Morris County including in Chester Twp., Florham Park, Roxbury, Rockaway, and Jefferson Twp. In fact, one of our attorneys is a former Morris County assistant prosecutor who used to prosecute these charges for the State of NJ in Morristown. Now, let him put his experience and expertise to work for you fighting these cases. In addition, our managing partner, Travis J. Tormey, is a perfect 10.0 rating on, an attorney rating service, and Mr. Tormey has received the clients choice award from Avvo for four straight years. If you or a loved one needs assistance with a credit card fraud charge in Morris County NJ, contact the Tormey Law Firm now for immediate assistance at 908-336-5008. The initial consultation is always provided free of charge.

Credit Card Fraud – A Third Degree Felony in New Jersey under N.J.S.A. 2C:21-6

Credit card fraud charges in NJ are governed by the New Jersey criminal code under N.J.S.A. 2C:21-6(h) which provides in pertinent part:

h. Fraudulent use of credit cards.

A person who knowingly uses any counterfeit, fictitious, altered, forged, lost, stolen or fraudulently obtained credit card to obtain money, goods or services, or anything else of value; or who, with unlawful or fraudulent intent, furnishes, acquires, or uses any actual or fictitious credit card, whether alone or together with names of credit cardholders, or other information pertaining to a credit card account in any form, is guilty of a crime of the third degree.

A third degree indictable (felony) offense is punishable by three (3) to five (5) years in New Jersey state prison in addition to fines, potential probation, and a permanent felony charge on your record. Now, if you have no prior criminal history, there is a presumption of non-incarceration for first time offenders. This means that, even if you are convicted of third degree credit card fraud, you should be sentenced to probation as opposed to state prison. Remember, however, that they can give you up to 364 days in the Morris County Jail as a condition of probation even if they don’t send you to state prison.

Further, first time offenders are also eligible for a diversionary program known as pre-trial intervention (“PTI”). If you apply for PTI and are accepted by the probation department as well as the Morris County Prosecutor’s office, then a Judge will place you on probation for a period and, if you successfully complete the conditions and term of your probation, then the charges will be dismissed at the end of the probationary term. In credit card fraud cases, they will usually require you to pay back the money that was fraudulently charged, this is known as “restitution” to the victim.

Local Morris County Fraud Charge Lawyers Available Now

As you can see, a third degree credit card fraud charge is a serious offense with serious implications. Our Morris County NJ criminal defense lawyers know everything about these cases and charges and are available now to assist you at 908-336-5008. The initial consultation is always provided free of charge.

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Experience You Can Trust

With unmatched knowledge and experience in the practice of law, the seasoned attorneys at The Tormey Law Firm are committed to serving their clients and tenaciously confronting the allegations against them.

We will examine every facet of your case in order to defend your constitutional rights and reputation.

With a dedicated legal advocate to assist you, our attorneys will ensure that you are never forced to navigate the complex legal process on your own.

The Tormey Law Firm

Morristown Location

55 Madison Avenue, Suite 400, Morristown, NJ 07960

(908) 336-5008 Directions

Areas we serve

All of Morris County including Boonton, Boonton Township, Butler, Chatham Borough, Chatham Township, Chester Borough, Chester Township, Denville Township, Dover, East Hanover Township, Florham Park, Hanover Township, Harding Township, Jefferson Township, Kinnelon, Lincoln Park, Long Hill Township, Madison, Mendham Borough, Mendham Township, Mine Hill Township, Mount Arlington, Montville, Morris Plains, Morris Township, Morristown, Mount Olive Township, Mountain Lakes, Netcong, Parsippany-Troy Hills Township, Pequannock Township, Randolph, Riverdale, Rockaway Borough, Rockaway Township, Roxbury Township, Victory Gardens, Washington Township, and Wharton.